Welcome to learn.charlotteisaac.com.

Access to and use of our online course platform and its associated content (“platform”) is provided by Charlotte Isaac (“Charlotte Isaac”, “we”, “us”, “our”, “she” and “her”) on the following terms. 

Please read these terms and conditions (“the Terms”) carefully. By using, browsing and/or reading our platform, this signifies that you have read, understood and agree to be bound by these Terms. If you do not agree with these Terms, you must cease usage of our platform immediately. Your acceptance of products and services from us means that you accept these Terms. 

Before you continue, we recommend you keep a copy of the Terms for your records.

Our Privacy Policy and our Terms of Use are in addition to these terms and are incorporated hereto by reference.

For the purposes of these Terms:
• a reference to “writing” includes any method of representing words, figures or symbols in a permanent and visible form including online or in an electronic communication;
• a reference to “online” or to an “electronic communication” includes a communication of information in the form of data, text or images by means of guided and/or unguided electromagnetic energy, including by means of the internet.

1. Acceptance Of The Terms

You are required to accept these Terms to create an account to use our platform. Creation of an account entitles you to a personal, non-exclusive, non-transferable subscription to use our platform and the documents contained in or made available through us solely for your own personal or business purposes.

You are solely responsible for any and all activities that occur under your account and ensuring that you exit or log-off from your account at the end of each session of use. You must notify us immediately of any unauthorised use of your password or account or any other breach of security that is known or suspected by you. 

You accept responsibility for use by any user who accesses our platform through your account, however if you use or access our platform through another person’s account these terms are also binding on you. 

We may make available or send documents and information to you, including invoices, by means of an electronic communication. You acknowledge that we are not liable in respect of:
• any error, omission or loss of confidentiality arising from an electronic communication;
• any unauthorised copying, recording or interference with a document;
• any delay or non-delivery of a document; or
• any damage caused to your system or files by such electronic transmission (including by any computer virus).

2. Changes to these Terms

We may make changes to these Terms from time to time to accommodate changes in our business practices or the introduction of new products or services or a change in our fees.  

If we do, and if you are a user of paid content and the changes will negatively impact your use of paid content on our platform (“Condition Change”), we will notify you in writing at least 30 days before those changes take effect with the option for you to cancel your use of our platform on a paid basis before the changes take effect. Your acceptance or order of further products and services and/or payment of further fees due after the date the Condition Change takes effect is deemed acceptance of the Condition Change. If you do not want to accept the Condition Change, you are entitled to terminate any ongoing use of our online platform via your online account with us before the Condition Change takes effect. 
 
3. Licence

We grant to you a non-exclusive, non-transferable limited licence to:
• access and use data made available on our platform that you have chosen; 
• download and temporarily store insubstantial portions of such data to a storage device under your exclusive control; 
• internally display such downloaded data; and 
• reproduce such data subject to the further limitations set out in these Terms.

The content appearing on our platform is not a substitute for legal or other professional advice. You may only republish data made available by us with our prior written consent. 

Certain software you use may not be capable of supporting our platform and the performance of the service will vary with the hardware on which it is used. You must check that your network is capable of supporting our platform.

4. Free downloads and resources, including free courses

You may use our our platform to access free content.
 
5. Paid Content

You may use our our platform to access paid content. For so long as you are paying the fees required by us, and you are complying with these Terms, we grant you a non-exclusive right to use our paid content, subject to the restrictions set forth in these Terms and any other restrictions communicated by us in writing.

You agree to pay all fees or charges for paid content in accordance with the fees, charges, and billing terms in effect at the time you make a purchase. Fees will be calculated in accordance with our pricing schedule (as made available by us from time to time on our website). Unless stated otherwise, fees are charged in Australian dollars and are expressed exclusive of GST (which applies in addition where so required by the GST law). You must provide us with valid credit card information as a condition to purchasing paid content.

We charge and collect payments on either:
• In full in advance
• 50% in advance and 50% payable 30 days thereafter (“instalment basis”).

If paid content is being provided to you on an instalment basis, we will automatically charge you the balance when the payment is due. You authorise us to charge your credit card at the then current rate. We use a third party payment processing service operated by Stripe Payments Australia Pty Ltd ("Stripe") and are subject to the Stripe Terms of Service available at https://stripe.com/en-au/legal. By agreeing to these Terms, you agree to be bound by the Stripe Terms of Service, as the same may be modified by Stripe from time to time and you authorise us to share with Stripe your information and transaction details to use the payment processing services provided by Stripe. For more information regarding Stripe's use of data, please review Stripe's Privacy Policy.

You agree to provide us with complete and accurate billing and contact information. This information includes your company name, street address, e-mail address, and name and telephone number of an authorised billing contact. You agree to update this information within 5 business days of any change to it. If the contact information you have provided is false or fraudulent, we reserve the right to terminate your subscription in addition to any other legal remedies.

If you believe that you have been incorrectly billed by us, you must contact us in writing within 60 days of the date of the invoice containing the amount in question to be eligible to receive an adjustment or credit.

You agree that we will not be liable for any loss caused by any unauthorised use of your credit card or any other method of payment by a third party in connection with your account. You waive your right to dispute any payment made into your account and you will bear all costs.

Any attempt to defraud, through the use of credit cards or other methods of payment in connection with your account, or any failure by you to honour charges or requests for payment may result in immediate termination of your account. In the case of suspected or fraudulent payment, including the use of stolen credentials, by anyone, or any other fraudulent activity, we reserve the right to block your account. We shall be entitled to inform any relevant authorities or entities (including credit reference agencies) of any payment fraud or other unlawful activity and may employ collection services to recover payments.

6. Disclaimer Of Liability And Warranties 

If any law or regulation including but not limited to the Competition and Consumer Act 2010 (Cth), including the Australian Consumer Law, confers rights and remedies on you in relation to the provision by us of products or services ordered by you which cannot be excluded, restricted or modified (“Non-excludable Rights”), we do not exclude any Non-excludable Rights but we do exclude all other conditions and warranties implied by custom, law or statute. 

Except as provided for by the Non-excludable Rights:
• all products and services ordered by you are provided without warranties of any kind, either express or implied;
• we do not warrant that those products and services will be complete or free from all errors;
• we do not warrant that information will continue to be available to us to enable us to keep those products and services up-to-date; and
• all representations are expressly excluded and you have not relied on any representations in ordering products and services from us. 
 
Under no circumstances (including but not limited to any act or omission on our part) will we be liable for any loss or damages (including, without limitation, indirect, incidental, special or consequential or punitive damages and damages for loss of profits) whatsoever which results from any use, or any inability to use, your membership, your subscription, our products or our services. 

To the fullest extent permitted by law, our liability for breach of any implied warranty or condition which cannot be excluded, but can be limited, is limited, at our option to supply of the good or service ordered by you again or paying for their resupply. 

We do not offer refunds for “change of mind.”

7. Termination Of Contract By Us 

We may, in our sole discretion, terminate your password and account and remove and discard any data in your account, including data uploaded by guests, if you breach or otherwise fail to comply with these Terms, including but not limited to non payment. 

Upon termination of an account by us, your right to use such account immediately ceases, and we shall have no obligation to maintain any data stored in your account, be that your data or data uploaded by guests, or to forward any data to you or any third party. 

We reserve the right to terminate your account for non-payment if, by thirty (30) days after deactivation of your account, you have not brought your account balance current or contacted us regarding reactivation. If we terminate your account, all of the data uploaded by you or guests, may be deleted by us.

8. Suspension Or Modification Of The Service 

We may discontinue, cancel, suspend or revise any or all aspects of our platform or publications appearing on our platform (including, without limitation, the supply of any publication through our platform) at our sole discretion and without prior notice to take account of (for example but without limitation) changes in law or circumstance relating to the publication of that service. 

We may suspend or cancel your access to your account and/or the platform, in whole or in part, until further notice, with immediate effect: 
• for any reason we determine in our sole discretion;
• for periodic maintenance;
• to comply with any order, instruction or request of any government, any emergency services organisation, or other competent judicial, administrative or regulatory authority; 
• if we believe that the platform or its content may be used in such a way as may constitute a breach of any provision of these Terms; 
• if we have reasonable grounds to suspect that there has been unauthorised access to your account or that you have committed or may be committing any illegal or fraudulent activity in connection with your account; 
• if you breach any part of these Terms; or 
• if you fail to pay all or part of any fee by the due date. 
 
We will endeavour, where possible to provide you with reasonable notice of such suspension or cancellation.

Whilst we will use our best endeavours to minimise disruption to the platform, unscheduled outages may occur from time to time. 

9. Unanticipated Events 

We will not be liable for any failure to perform any obligation to you due to causes beyond our reasonable control. 

10. Copyright
 
When using our platform, you must comply with all copyright laws. Replication of our data is strictly forbidden without written permission from us. Unless permitted by law or as otherwise expressly permitted in this contract, you must not, nor must you authorise any third person to: 
reproduce, copy, download, scrape, store, publish, transmit, transfer, communicate, distribute, disseminate, sell, rent, lend or otherwise use the publications or the service, or any part of the publications or service, in any form or by any means; 
modify or make any alterations, additions or amendments to any part of the publications downloaded from the platform;
make the platform available to any person other than an authorised user;
convert material downloaded from the platform into an electronic format other than the one in which it was supplied;
reverse engineer, decompile, disassemble or otherwise attempt to discern the source code of the components of the service or reproduce all or any portion of the said components; 
remove, alter, circumvent or tamper with any trademarks, copyright notices, copyright protection devices, disclaimers or other legal notices; 
combine the whole or any part of the data available on the platform with any other software, data or material; or 
store or use any part of such data in an archival database or other searchable database except as forming part of any work product. 

11. Children
 
Children under the age of 13 are not permitted to use our platform. We do not knowingly market or deliver information to children under the age of 13. By using our platform, you confirm you are above the restricted age.

12. Redistribution & Reselling

Redistribution and reselling of our goods and services is not be permitted under any circumstances.

13. Contact Us
 
If you have any questions, contact us at hello@charlotteisaac.com

Platform Terms & Conditions